Loan Questions

What qualifies me for a loan?

We look past a person's bad credit history because we know that everyone has made mistakes in the past.  Applicants must have a stable source of income. 

How do I apply for a loan?

Applying is Easy! You can apply on this website.  You can also apply in person at your local Easyfinancial branch.  Call us with any questions. 

What payment terms are available?

We have flexible terms that are suited to fit your monthly budget.  We give the customer options and choices based on a customer's personal budget and loan amount.

How do I make payments?

You can make your payment right here on the website!  You can also set up a monthly auto payment so your don't have to remember each month.  We accept these methods of payment. 

  • Phone Payment with your Debit Card
  • Cash, Personal Check, Money Order or Debit Card swipe in the office

About Us

We report Credit

We report pay history on our loans to Trans Union. 

Not a bank

Banks may judge you or make up their minds before they get to know you.  We are not a bank!  We want to hear your story and see how we can help.  We look for ways to say YES!  We can look past bad credit history.

Not a payday loan

This is not a payday loan!  Payday loans are loans with two week terms and extremely high interest rates.  We are CHEAPER that payday lenders.  We also have longer payback periods. 

How do I apply?

How do I apply for a loan?


1) Apply on this website by clicking APPLY NOW

2) Call your local branch on the phone

3) Stop by your local branch in person.

What do I need to apply?

You will need some basic residential and employment information.  Your contact information and the contact information a a few friends or family.  You will need a valid social security number.  More documents may be required after the application has been submitted.

Approved within 24 hours

Once an application is competed and all required forms have been submitted, a loan can be approved in 24 hours.

Loans in Arizona

How much can I borrow?

We make Title Loans up to $5000 and Personal Loans up to $500.

Why should I bring my current Title Loan to Easyfinancial Services?

  • We can save you money on your monthly payment and we can save you money on the overall term of your loan.  Our payments are lower because our interest is lower.  Why pay more?
  • Many Title Loans in Arizona offer low payments because they are only paying the interest each month.  In this type of loan, your loan balance never decreases and you will pay the same amount forever!  We can help you get out of debt and get your title back!
  • We can also help improve your credit because we report all loans and payments to Trans Union Credit Bureau.  Talk to us, We can help.

What kinds of Loans does Easyfinancial Services offer in Arizona?

We make three kinds of loans in Arizona:

  • We Buyout existing Title Loans.  We offer MUCH lower rates than our competitors.  By moving your existing Title Loan to Easyfinancial Services you will save money, improve your credit and get your title back.
  • We make New Title Loans.  If you need a loan from $1000 to $5000, we can help.  We offer lower rates that our competitors and we say Yes when banks say No.
  • We are excited to offer Personal Loans up to $500.  These loans do not require a clear car title.

Loans in Texas

How much can I borrow?

In Texas we make loans up to $1300.

What kind of Loans does Easyfinancial Services make in Texas?

We make installment loans in Texas.  We do not make payday loans.  Our loans will help you finance unexpected expenses and other needs.  We report all of our loans to Trans Union so that your loan with Easyfinancial Services will help build your credit. 

"Easyfinancial is always there when I need them!"
Odessa, TX